Please explain the monthly minimum?

The monthly minimum for your merchant account is derived from your processing fees.  The minimum of $25 should be collected in MC & Visa fees.  The actual amount of processing to achieve that minimum will depend upon your discount rate.  For example, if you have a discount rate of 2% and you process a transaction for $100, then $2.00 in processing fees will be taken from that transaction and applied towards your monthly minimum of $25.  If, at the end of the month, you have not processed enough transactions to cover the minimum fee, you will be charged the difference.

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