Can I dispute a chargeback?

A merchant does have legal grounds to require payment from a purchaser through other means, but once an ACH debit transaction (e.g., an eCheck.Net transaction) is returned by a bank for reasons classified as a chargeback, the merchant cannot initiate another electronic ACH debit transaction to the purchaser s bank account for the same eCheck.Net transaction. A merchant s recourse is limited to requesting payment by some other means from the purchaser or commencing legal proceedings to force payment.

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